Where Is the Best Place to Get Euros? The Ultimate 2025 Guide
Buying euros doesn’t need to be complicated. Whether you’re planning a holiday to Europe, purchasing euro banknotes for collection, or investing in novelty currency, choosing the best place to get euros can save you time, money, and stress.
In this expert guide, we’ll uncover exactly where is the best place to get euros is, covering home banks, ATMs, online currency exchanges, travel money cards, and e-commerce platforms like TrustedBillsAndClones.com that specialize in high-quality euro replica and novelty notes.
Why It Matters Where You Buy Euros
Every euro purchase has a hidden cost, whether it’s:
- Exchange rate margins
- Commission fees
- ATM withdrawal charges
- Dynamic currency conversion traps
Understanding these factors helps you avoid overpaying. For instance, even a 3% worse exchange rate on €1,000 can cost you an extra €30 — money better spent during your trip or saved.
According to Investopedia, the bid-ask spread is the difference between what buyers pay and what sellers receive. This spread directly impacts your euro conversion rate.

Where Is the Best Place to Get Euros? Top 5 Options
1. Your Home Bank or Credit Union
Your local bank is a trusted option. They often offer competitive euro exchange rates for existing customers. Many banks let you pre-order euros and pick them up in-branch within 2–3 business days.
Pros:
- Familiarity and trust
- Convenient pickup
- Sometimes fee-free for account holders
Cons:
- Exchange rates vary
- Limited availability at short notice
Tip: Check with your bank’s online currency order page for current euro rates.
2. Online Currency Exchange Platforms
Digital platforms like Wise, XE, and CurrencyTransfer.com offer competitive exchange rates and low commissions. They allow you to buy euros online and send them to your bank or pick up physical currency via partner bureaus.
Pros:
- Real-time mid-market rates
- Transparent fees
Cons:
- Requires identity verification
- Delivery takes 1–3 days
H3: 3. ATMs Abroad
Using ATMs abroad can be a cost-effective way to get euros if your bank supports international withdrawals.
Tips:
- Choose ATMs with no extra withdrawal fees
- Avoid currency conversion prompts (DCC)
According to Rick Steves, ATMs offer some of the best exchange rates — if you avoid airport ATMs and use local bank ones.
4. Bureau de Change (Currency Exchange Offices)
These kiosks can be convenient but are notorious for poor exchange rates, especially at airports or tourist zones.
The Sun warns that kiosks at airports often give some of the worst rates.
5. Travel Cards and Multi-Currency Apps
Cards like Revolut, Wise Multi-Currency, and Monzo let you preload euros and spend like a local abroad.
Benefits:
- Freeze exchange rates
- Manage currency from your phone
Wise suggests using their travel card to avoid foreign transaction fees and DCC traps.

Step-by-Step: How to Get the Best Euros
- Track rates using XE.com
- Compare options: online platforms, banks, ATMs
- Avoid DCC: Always pay in euros
- Pre-order online or collect at bank branch
- Withdraw euros abroad using no-fee ATM cards
Real-World Cost Comparison (2025 Example)
Provider | €1,000 Purchase | Effective Rate | Total Cost (USD) |
---|---|---|---|
Wise | €1.12 | 1.12 | $1,120 |
Home Bank | €1.15 | 1.15 | $1,150 |
Airport Bureau | €1.20 | 1.20 | $1,200 |
TrustedBillsAndClones | €1.10 (replica) | 1.10 (for display/collectible use) | $1,100 |
Mistakes to Avoid When Buying Euros
- Airport exchanges — worst rates, as confirmed by The Sun
- Not comparing rates — costs add up
- Using DCC — always pay in local currency
- Not notifying bank may freeze foreign card usage
Sarah’s €500 Blunder
Sarah, a UK traveler, exchanged money at Heathrow airport. She lost £43 due to terrible rates and DCC charges. Had she used her Monzo card abroad or ordered from an online provider like Wise, she could have saved that amount.
Buying Replica or Collectible Euro Banknotes
For collectors and educators, TrustedBillsAndClones.com offers high-quality replica euro notes, ideal for display, gifts, and novelty use.
Benefits of Replica Euro Notes:
- Lifelike design for educational use
- Excellent for props, gifts, or collector sets
- Cheaper alternative for bulk purchasing
Shop now:
Frequently Asked Questions (FAQs)
Q1: Where is the best place to get euros before travel? A: Online platforms or your local bank with pre-order are best. Avoid airport exchanges.
Q2: Is it better to buy euros in advance or abroad? A: In advance is safer and often cheaper unless using a good travel card.
Q3: Can I buy replica euro notes online? A: Yes, from trusted sites like TrustedBillsAndClones.com for legal, high-quality replicas.
Q4: Should I pay in local currency or my home currency abroad? A: Always choose local currency (euros) to avoid DCC charges.
Shop Euros Smartly with TrustedBillsAndClones.com
Whether you’re buying real euros or replica notes for display or novelty, TrustedBillsAndClones.com is your go-to destination.
Why Choose Us:
- High-quality replica euro notes
- Educational and novelty use
- Fast shipping
- Secure payment options
Browse Euro Replica Products Now

Final Thoughts: Where Is the Best Place to Get Euros?
To recap, the best place to get euros depends on your needs:
- Pre-travel: online platforms or your bank
- Abroad: ATMs with no DCC
- Collectibles: TrustedBillsAndClones.com
By planning ahead and avoiding hidden fees, you can save big on your euro purchase and enjoy a stress-free experience abroad.
- MoneySavingExpert: Best Travel Money
- Forbes Travel Tips
- Rick Steves: Using Cash in Europe
- Wise Blog: Euros or Not?
- XE: Currency Tools